Legal Implications of E-Government - FinTech Interaction. Comparative Legislative References at the European-Spanish-Romanian Level
Abstract
New technologies, especially those related to the FinTech phenomenon, are developing in a legal
framework that is tested by the new-necessary interaction. On the one hand, it is obvious the need to face the
current challenges generated using technologies, and on the other hand, the legal systems must continuously
adapt to protect the parties that interact in this system. The integration of increasingly revolutionary
technologies in the governmental field gave birth to what we call e-government, and FinTech comes to rank
among the first priorities of society through aspects related to transparency and responsibility, compliance with
financial regulations, regulation of financial transactions online, cyber security and data privacy. All these
represent key points around which the European legislation is created and even more important, the
transposition of this legislation into the national legislation of the European states.
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